A couple moved from California to the Nashville area in Tennessee to save money and slow down. It hasn't worked out as expected.
In our experience, the housing market in the greater Nashville area didn't feel much different from our previous area in California. Generally, the house prices were about the same in the most desirable areas with the standard conveniences.
...
we sat in a one-hour commute of gridlock traffic just to drop my son off at his school. For us, this was another reality check.
...
Sure, gas is cheaper — close to $3 a gallon instead of over $4 — but when we're driving more and sitting in traffic, we're filling up the tank more often. All in all, we spend about the same amount on gas as we did in California.
...
one of the most unexpected day-to-day costs we've encountered since the move is the grocery tax... we pay a 6% total added tax on our groceries...
...
the experience taught us that financial peace isn't just about numbers — it's about fit. In the long term, it's important to consider quality of life over just dollars.
And, the pay differential is large. Then there is the culture shock.
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If this keeps up we're all going to be in big trouble.
Does it help that industry is spending so much money on AI and cloud data?
In just the past 4-5 years (2020/2021 to 2024/2025) our,
Household Expenses
Item | Change |
---|---|
Health Insurance (monthly) | increased by 34.5% |
Medicare Part B | 27.9% |
Medicare Supplement | 41.2% |
Electricity (monthly) | increased by 21.7% |
Water & Sewer (monthly) | increased by 46.9% |
Natural Gas (monthly) | increased by 20.2% |
County Property Taxes (annual) | increased by 7.4% |
City Property Taxes (annual) | increased by 24.2% |
Homeowners Insurance (annual) | increased by 52.7% |
Auto Insurance (semi-annual) | increased by 5.4% |
Groceries
Item | Change |
---|---|
Food City Skim Milk - Half Gal | same price |
Food City Half & Half - Qt | up 20.1% |
Food City Grnd Chuck - LB | up 55.7% |
Hellman's Mayo 30 oz | up 75.2% |
Land O Lakes Butter - LB | up 22.3% |
Progresso Beef Barley | up 40.2% |
Wonder Bread - loaf | up 26.8% |
Paper Plates 100 | up 66.9% |
Hotdog Buns | up 5.7% |
Mayfield Brown Cow Jr | down -9.1% |
Bush Pinto Beans | up 23.3% |
Dunkin Coffee - Grnd 12 oz | up 69.3% |
Seltzer White Rock 6 pk | up 14.0% |
Lettuce Iceburg - each | up 33.6% |
Tomatoes - LB | up 56.8% |
Kraft Chunk Cheese 8oz | up 14.3% |
Campbells Cream of Mushroom | up 59.2% |
Triscuits | up 30.4% |
Bell Pepper - Gr - each | up 98.0% |
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